FREQUENTLY ASKED QUESTIONS
Click on any question below to see the answer:
EXAMPLE: You walk into a car dealership, see the car you want, and then you're told you need to pay a deposit of $2,000 (down payment) and make a monthly payment of $850 for 72 months ($63,200 total), after proving your income to show you can actually make those payments. OR... zero down, and a monthly payment of only $450 for 72 months ($32,400 total) for the exact same car! Which option do you prefer?
*Lower Credit Scores, say 719 or below (good/fair to poor to very poor), can cost you a lot more than you may realize. Higher interest rates = higher monthly payments = Hundreds more $$$ out of your budget each month, potentially leaving a person short on funds or not having any left to save, for example. This applies to personal loans, credit cards, car loans, mortgages, in fact everything that has interest attached to it.
*Higher Credit Scores, say 720 or higher generally results in lower interest rates (sometimes zero) and better loan terms, which can significantly reduce the cost of a loan payment compared to lower scores. For example, a borrower with a high FICO score might qualify for a mortgage with an interest rate of 3.5%, while a borrower with lower FICO scores might face an interest rate of up to 9.5% for the same loan amount and term.
This difference in interest rates can lead to substantial savings (up to tens of thousands of $$$) over the life of any loan, for those with higher scores.
*Learn More: How Credit Scores Really Affect Our Lives
Using The AI Software, on average, credit repair for most people will take anywhere from 3 months up to 1 year, for lasting results (negatives removed permanently)...
Some people also see dramatic, positive results in only 1-3 months.
Credit repair process times can vary significantly, depending on the complexity of the individual’s credit situation and/or the extent of the issues that need to be addressed.
We recommend applying for specific interest-free (12-18 months usually) business credit cards with minimum Fico scores of 750+.
Scores below 750 may result in a decline or lower credit limit amounts, depending on the specifics of an individuals credit report. There are many factors to consider here.
However, once reaching scores of 760+ (or higher), with a clean positive credit report, the chances of approval for any business credit card increase greatly (almost 100% approval). The higher your score, potentially the higher a business credit limit amount will be approved. Several cards can be applied for at the same time, giving access anywhere from 50K up to 150K in available funds - Immediately!
This can put you in a position that most people never accomplish or are even aware of (it's how the elites operate), to purchase cash-flowing (established, documented, monthly profit generating companies), and create income streams for yourself. Then build from there, as you use the profits to pay back the credit cards, get accepted for even higher limits increasing available funds, to buy bigger and higher profit companies, access real estate opportunities, etc. Increasing your monthly profit/return... Rinse and repeat.
The short answer is yes...
Credit monitoring is essential for safeguarding your financial health and security. It's allows you to see real-time updates and changes to your credit report, like new accounts, inquiries and/or errors.
This proactive approach empowers you to detect suspicious and/or unauthorized activities early, reducing risk of identity theft and/or fraudulent transactions. Make informed decisions about your financial well-being, take the necessary steps to maintain a strong credit profile.
Protect your financial future and enjoy peace of mind.
Hiring a credit repair company for 1 year, would probably cost you between $1200 to $3000+, with their monthly fees and setup charges.
Using our AI software is actually free for you to use... However, our state-of-the-art credit monitoring software will have a small fee of only $49.99 monthly, as long as you need to use it (contract-free). Cancel anytime!
We consider this a very low cost, for the HUGE value of benefits that you'll receive (excellent, negative-free, boosted credit scores that last)!
Your Trust Matters to Us!
We believe in the quality of our products. If you’re not entirely satisfied, we will return 110% of your money back (yes, 110% refund!), if our process doesn’t positively improve your credit and scores within 1-year.
We understand that improving your credit can feel intimidating, especially if you’ve had disappointing experiences with other companies or DIY solutions in the past. We are very confident in our ability to help you succeed, the first-time with us!
That’s why we offer the 110% Money-Back Guarantee, giving you peace of mind and eliminating any financial risk.
Your security is our top priority!
Our HTTPS website and servers are fortified with website encryption (SSL/TLS), ensuring that your data travels through a secure tunnel. HTTPS encrypts all data that passes between the browser and server using an encryption protocol called Transport Layer Security (TLS), or formerly Secure Sockets Layer (SSL).
This means all information exchanged between your browser and our servers remains confidential (hidden) and protected from prying eyes.
Rest assured, your personal details are safe with us. We continuously update our security measures to stay one step ahead of potential threats.